401(k)

As a business owner, you want to attract and retain quality people. After all, your business is limited only by your staff and their capabilities. So how do you recruit and keep the best employees? Competitive salary’s help, but multiple studies have shown that money is not the primary driver of employee satisfaction. In order to find and keep the best employees, a business needs to offer a complete compensation program where a good salary is enhanced with a benefits program.

A retirement plan is often at the center of a benefits package. A properly designed 401(k) plan can

  • Give an employee the opportunity to maximize their own retirement savings
  • “Handcuff” an employee to the business by vesting company contributions over time
  • Engage employees to the business’ success through profit sharing
  • Maximize tax deferral for the business owners

Even if you already have a 401(k) plan or another retirement program such as a SIMPLE or an SEP, DV Financial can review your current plan, help you determine your goals for the plan, and make recommendations to make your plan more effective.

We have experience in all facets of retirement plans including fiduciary responsibilities, employee education, and we work with a variety of third party administrators.

We are one of the premier financial planning firms in Greater Des Moines. We want to make you comfortable with your own money. Let us help you.

2763 86th Street
Urbandale, IA 50322
515-255-3354