Guided by Our Process
Everyone has access to the same investments. You do not need us (or anyone else) to purchase a stock, bond, mutual fund, or an exchange traded fund (ETF). Investment Management is not about the underlying investments; it is about the process which drives the outcome.
At DV Financial we believe our custom-built ETF portfolios offer the greatest transparency, liquidity, tax efficiency, and lowest expense ratios so our proprietary investment models are ETF based. We manage a variety of models for different levels of risk and market strategies. We do not represent any particular investments and are agnostic to the selection process. The investments are selected based on their own merits.
Our process begins with an assessment of your risk profile based on our discussions with you and supported by evaluation tools such as Riskalyze. We consider your priorities when it comes to expenses, growth vs income, or active vs indexed strategies. Together we determine the DV Financial model, or blend of models, which best fits your overall plan. We can even customize your portfolio to include or exclude specific stocks, bonds, mutual funds, and ETFs. As the world around us changes we monitor and rebalance your portfolio monthly so your investments respond appropriately. We will meet with you periodically and can provide performance reports along the way, but you can log in and see your portfolio at any time.
It is time to get comfortable. Our at goal DV Financial is to explain your money and our recommendations in common terms while providing excellent customer service. Contact us today and allow us to be a part of your management plan.
* Mutual Funds and Exchange Traded Funds (ETF’s) are sold by prospectus. Please consider the investment objectives, risks, charges, and expenses carefully before investing. The prospectus, which contains this and other information, about the investment company, can be obtained from the Fund Company or your financial professional. Be sure to read the prospectus carefully before deciding whether to invest.
The Six Month 95% Probability Range is calculated from the standard deviation of the portfolio (via covariance matrix), and represents a hypothetical statistical probability, but there is no guarantee any investments would perform within the range. There is a 5% probability of greater losses. The underlying data is updated regularly, and the results may vary with each use and over time.
IMPORTANT: The projections or other information generated by Riskalyze regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. These figures may exclude commissions, sales charges or fees which, if included would have had a negative effect on the annual returns. Investing is subject to risk and loss of principal. There is no assurance or certainty that any investment strategy will be successful in meeting its objectives.