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Fiduciary

We provide the highest level of care and accountability. Everything we do must be in your best interest.

Complete Transparency

No magic tricks or distractions. Everything we do is transparent. Log into our online system to see your accounts any time, from any device, no matter where you may be.

Experienced

We have been serving client needs for over 30 years which means we probably have experience in situations like yours.

Local & Available

We are not a large institution. We are your neighbors who happen to offer financial expertise. When you call, we answer. When you need someone, we are here.

Different People. Unique Needs

Some people need help accumulating and growing wealth. Others need assistance with the responsibilities wealth creates. No matter your money issues, we will help you find the solutions which best fit

Retire Confident

Retirement is a once-in-a-lifetime experience, but we have helped people retire comfortably and confidently for over 30 years. We can help you too.

Get Comfortable

We provide a safe and relaxed environment where you can be comfortable with your money.

Independence brings freedom

Our “product” is our guidance and advice, not specific investments. We are neutral and transparent when selecting the solutions necessary to implement your plan.

You are not your neighbor

There is no magic formula that works for everyone. We have the knowledge, experience and tools to help you plan and achieve your goals.

It takes two to tango

We provide the know-how; you provide direction and guidance. 

The media provides exposure, not advice

In this age of information overload, there are an over-whelming number of financial opinions. We help you focus on your specific financial goals by using our experience and knowledge as a filter to cut through the constant noise and chatter.

Simplicity

It is our job to explain your money in simple and straight-forward terms, not to impress you with jargon and investment “speak”. You can never ask too many questions. 

Wealth is not determined by money

Wealth is determined by love, happiness, and relationships. The number of dollars in your account does not make you more or less than anyone else.

Investing, not trading

It is not flashy, but the long term outlook has stood the test of time. We seek to capitalize on this trend through patience and discipline rather than guessing when to zig and when to zag.

Putting it all together

All the parts of your life are connected. Getting to know you goes beyond your finances. We want to know your values, hopes, and dreams so your success is not purely financial. A life measured only in dollars can never be rich. 

It is a journey,
not a destination

No matter what your stage of life and career, we can help you. As you change and grow, we adjust so your plan continues to fit your needs.

Blog Posts
 

The Game of Politics and Your Money

In some ways, the political season is very much like football season. The press peppers key players with questions in the hopes of getting a few moments of sound bites around which they can construct a story. As the temperature drops the heat steadily increases until a victor ultimately emerges. But in some ways politics can be even more exciting than football. After all, if your favorite team wins or loses how are you affected? Maybe pride or bragging rights but those things are relatively unimportant in the grand scheme of things. The issues currently facing us on the national political landscape will affect everyone and there is much discourse from both sides why their candidate is the better choice.

While I try to maintain a professional, apolitical neutrality, I have heard from many clients (both Republican and Democrat) why they fear the opposition. Most of these discussions are financially relevant as the client wants to position themselves (and their investment portfolios) to be protected against a political "loss" and to benefit from a political "win".

A recent article by Knowledge@Warton, Back to the Future: What's at Stake for the Economy in the Obama-Romney Contest provides a well-constructed perspective by three Wharton School of Business professors that it does not matter who wins. Whoever occupies the White House for the next four years has a number of challenges to face; many of which are more influenced by a divided government in Congress than the leader of the Executive Branch.

The moral of the story is one we have professed for decades; your investment allocation should be based on your needs, goals, and risk tolerance. Everyone can make a good prediction occasionally. No one can make an accurate prediction every time. Portfolios which are driven by short term market timing often perform poorly in the long run.

DSCF0048BYU vs. Notre Dame Football Game at Notre Dame photo by bterrycompton

Barack Obama vs. Mitt Romney 2012 photo by DonkeyHotey