Financial Advisor: Do You Really Need One?
Do you really need a financial advisor?
In both the world of cars and investments, people tend to gravitate towards one of three roles: DIY Enthusiast, Delegator, or Hands Off.
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Putting it all together
All the parts of your life are connected. Getting to know you goes beyond your finances. We want to know your values, hopes, and dreams so your success is not purely financial. A life measured only in dollars can never be rich.
Wealth is not determined by money
Wealth is determined by love, happiness, and relationships. The number of dollars in your account does not make you more or less than anyone else.
Simplicity
It is our job to explain your money in simple and straight-forward terms, not to impress you with jargon and investment “speak”. You can never ask too many questions.
The media provides exposure, not advice
In this age of information overload, there are an over-whelming number of financial opinions. We help you focus on your specific financial goals by using our experience and knowledge as a filter to cut through the constant noise and chatter.
It is a journey,
not a destination
No matter what your stage of life and career, we can help you. As you change and grow, we adjust so your plan continues to fit your needs.
Independence brings freedom
Our “product” is our guidance and advice, not specific investments. We are neutral and transparent when selecting the solutions necessary to implement your plan.
It takes two to tango
We provide the know-how; you provide direction and guidance.
Investing, not trading
It is not flashy, but the long term outlook has stood the test of time. We seek to capitalize on this trend through patience and discipline rather than guessing when to zig and when to zag.
You are not your neighbor
There is no magic formula that works for everyone. We have the knowledge, experience and tools to help you plan and achieve your goals.
Every business needs a plan
There are an estimated 31.7 million small businesses in the United States providing jobs for more than 60.6 million employees1. Like a fingerprint, no two small businesses are identical. Yet business owners often share common concerns. Your business may represent a large part of your total net worth and you have probably built it by investing your heart, passion, and soul. In short, your business may be your most important asset and DV Financial can help you build and protect it.
Multiple studies have shown that money is not the primary driver of employee satisfaction. In order to find and keep the best employees, a business needs to offer a complete program where salary is enhanced with benefits. Even if you already have a 401(k) or another retirement program such as a SIMPLE or an SEP, DV Financial can review your current benefits, help you set goals, and make recommendations to make your program more effective. We have experience in all facets of retirement plans including fiduciary responsibilities, employee education, and we work with a variety of third-party administrators.
Is your compensation designed to provide as much as possible for you and your family while controlling tax strategies? Our experience in this area allows us to work with your tax professionals in designing a compensation structure that fits your needs today as well as tomorrow.
You give everything to your business. Your invest time, your money, and your reputation. The business ends up being a part of your life both financially and emotionally and becomes intertwined with what defines you as a person. Yet, very few business owners ever stop to plan their exit from the business. When and how will it happen? Who will take over? We share our specialized knowledge of the issues and proven solutions to help build a plan to transition your business into a lasting legacy.
Our at goal DV Financial is to make you comfortable by becoming a part of your business journey. Contact us today so we can get started right away.
1Small Business Administration, 2020 Small Business Profile