Letter to Clients: 4th Quarter 2020
Given the year thus far, we hope this letter finds you healthy, safe, and in good spirts. Here at DV Financial, we remain open for business and are ready to serve you.
You are not your neighbor
There is no magic formula that works for everyone. We have the knowledge, experience and tools to help you plan and achieve your goals.
The media provides exposure, not advice
In this age of information overload, there are an over-whelming number of financial opinions. We help you focus on your specific financial goals by using our experience and knowledge as a filter to cut through the constant noise and chatter.
Independence brings freedom
Our “product” is our guidance and advice, not specific investments. We are neutral and transparent when selecting the solutions necessary to implement your plan.
Simplicity
It is our job to explain your money in simple and straight-forward terms, not to impress you with jargon and investment “speak”. You can never ask too many questions.
Wealth is not determined by money
Wealth is determined by love, happiness, and relationships. The number of dollars in your account does not make you more or less than anyone else.
It is a journey,
not a destination
No matter what your stage of life and career, we can help you. As you change and grow, we adjust so your plan continues to fit your needs.
Putting it all together
All the parts of your life are connected. Getting to know you goes beyond your finances. We want to know your values, hopes, and dreams so your success is not purely financial. A life measured only in dollars can never be rich.
It takes two to tango
We provide the know-how; you provide direction and guidance.
Investing, not trading
It is not flashy, but the long term outlook has stood the test of time. We seek to capitalize on this trend through patience and discipline rather than guessing when to zig and when to zag.
Insights & Other Important Communication
Given the year thus far, we hope this letter finds you healthy, safe, and in good spirts. Here at DV Financial, we remain open for business and are ready to serve you.
Lest we think this is something new, it was the Greek philosopher Heraclitus who wrote “The only constant in life is change.” The year 2020 may well be the Year of Heraclitus.
Our last letter started with hopes that you had a wonderful holiday season and wishes that 2020 would be happy new year. There was no way anyone could know how much the world would change in less than 13 weeks.
I am not a doctor. I have no advanced degrees in epidemiology or public health. That is not my area of expertise. Like you, I am trying to process the constantly changing information as it becomes available and make sound decisions for myself and my family.