Putting it all together
All the parts of your life are connected. Getting to know you goes beyond your finances. We want to know your values, hopes, and dreams so your success is not purely financial. A life measured only in dollars can never be rich.
Independence brings freedom
Our “product” is our guidance and advice, not specific investments. We are neutral and transparent when selecting the solutions necessary to implement your plan.
It takes two to tango
We provide the know-how; you provide direction and guidance.
Simplicity
It is our job to explain your money in simple and straight-forward terms, not to impress you with jargon and investment “speak”. You can never ask too many questions.
Wealth is not determined by money
Wealth is determined by love, happiness, and relationships. The number of dollars in your account does not make you more or less than anyone else.
It is a journey,
not a destination
No matter what your stage of life and career, we can help you. As you change and grow, we adjust so your plan continues to fit your needs.
Investing, not trading
It is not flashy, but the long term outlook has stood the test of time. We seek to capitalize on this trend through patience and discipline rather than guessing when to zig and when to zag.
You are not your neighbor
There is no magic formula that works for everyone. We have the knowledge, experience and tools to help you plan and achieve your goals.
The media provides exposure, not advice
In this age of information overload, there are an over-whelming number of financial opinions. We help you focus on your specific financial goals by using our experience and knowledge as a filter to cut through the constant noise and chatter.
Insights & Other Important Communication
In many ways, autumn is my favorite time of the year. I find the cool crispness of the weather refreshing, the excitement of a new football season invigorating, and we will soon be gathering with friends and family to celebrate the holidays. It also means that we are entering the final quarter of the year which puts us in a sprint to achieve, maintain, and maybe even exceed the goals we set at the beginning of the year.
Even in December 2015, reputable sources such as the Wall Street Journal and the Brookings Institute were publishing articles about how the 2016 election may be the most important of our lifetime. The New York Times claims there is “much more at stake in November than control of the Supreme Court” and questions about the impact of this election on financial plans have been a common topic in client meetings recently.
Like many of you, my family and I had a wonderful time celebrating the Fourth of July holiday weekend. When I was growing up, the Fourth seemed to be mostly about barbeques, friends, hanging out at the pool, and fireworks. Through my adult years, however, I’ve gained a better appreciation of what Independence Day really means. As Americans we have a degree of freedom that too few today, and even fewer throughout recorded history, have enjoyed. Our freedom came (and continues to come) at a steep price.
The financial industry is on the edge of their seats. The Department of Labor is expected to release new rules which would govern the standard under which financial transactions must comply. Currently, the rules require transactions meet a suitability standard and the new rules are expected to require a fiduciary standard.