Letter to Clients: 3rd Quarter 2018
You may have noticed that this quarter’s letter is a bit later than usual. You can blame me personally.
It takes two to tango
We provide the know-how; you provide direction and guidance.
Simplicity
It is our job to explain your money in simple and straight-forward terms, not to impress you with jargon and investment “speak”. You can never ask too many questions.
Putting it all together
All the parts of your life are connected. Getting to know you goes beyond your finances. We want to know your values, hopes, and dreams so your success is not purely financial. A life measured only in dollars can never be rich.
Investing, not trading
It is not flashy, but the long term outlook has stood the test of time. We seek to capitalize on this trend through patience and discipline rather than guessing when to zig and when to zag.
The media provides exposure, not advice
In this age of information overload, there are an over-whelming number of financial opinions. We help you focus on your specific financial goals by using our experience and knowledge as a filter to cut through the constant noise and chatter.
You are not your neighbor
There is no magic formula that works for everyone. We have the knowledge, experience and tools to help you plan and achieve your goals.
Wealth is not determined by money
Wealth is determined by love, happiness, and relationships. The number of dollars in your account does not make you more or less than anyone else.
Independence brings freedom
Our “product” is our guidance and advice, not specific investments. We are neutral and transparent when selecting the solutions necessary to implement your plan.
It is a journey,
not a destination
No matter what your stage of life and career, we can help you. As you change and grow, we adjust so your plan continues to fit your needs.
Insights & Other Important Communication
You may have noticed that this quarter’s letter is a bit later than usual. You can blame me personally.
Congratulations! You’ve already heard that from family and friends, but after years of college you deserve it. Let’s also give your support team a well-earned round of applause; Well done, Mom and Dad!
I remember when I was in first grade. It was 19… well, that part’s not important. It was April and the first-grade class performed for the rest of the elementary school. I had the honor of giving the first spoken lines. Young Art stepped out and said “Do you know about Spring? When days are warm, and robins sing? Listen to us and you’ll find out, just what Spring is all about.” and then the entire class sang a short song about springtime.
Happy New Year! Are you one of the many Americans who consider the beginning of the year to be an opportunity to refresh, adjust, and improve? The New Year’s Resolution has become a staple of our society. The first of January also defines an easy period to “start fresh” in regard to investment performance which creates listeners to countless pundits and soothsayers who offer up specific roadmaps for stocks. I prefer to use simple math as a guide as we enter 2018.