Letter to Clients – First Quarter 2010
I hope you enjoyed a wonderful holiday season and wish you all the best as we begin 2010.
The media provides exposure, not advice
In this age of information overload, there are an over-whelming number of financial opinions. We help you focus on your specific financial goals by using our experience and knowledge as a filter to cut through the constant noise and chatter.
Wealth is not determined by money
Wealth is determined by love, happiness, and relationships. The number of dollars in your account does not make you more or less than anyone else.
Independence brings freedom
Our “product” is our guidance and advice, not specific investments. We are neutral and transparent when selecting the solutions necessary to implement your plan.
It takes two to tango
We provide the know-how; you provide direction and guidance.
You are not your neighbor
There is no magic formula that works for everyone. We have the knowledge, experience and tools to help you plan and achieve your goals.
It is a journey,
not a destination
No matter what your stage of life and career, we can help you. As you change and grow, we adjust so your plan continues to fit your needs.
Simplicity
It is our job to explain your money in simple and straight-forward terms, not to impress you with jargon and investment “speak”. You can never ask too many questions.
Putting it all together
All the parts of your life are connected. Getting to know you goes beyond your finances. We want to know your values, hopes, and dreams so your success is not purely financial. A life measured only in dollars can never be rich.
Investing, not trading
It is not flashy, but the long term outlook has stood the test of time. We seek to capitalize on this trend through patience and discipline rather than guessing when to zig and when to zag.
Insights & Other Important Communication
I hope you enjoyed a wonderful holiday season and wish you all the best as we begin 2010.
This comment was left on The Iowa Inheritance Tax post this summer. Doing the research on it brought some unusual twists and turns so it took more time to answer than I would have expected. Despite the delay, I still think it is interesting enough to address.
The move to our new office went well and we settle in more every day. By the time you receive this we should have pictures on the walls and the signs should be up.
One of the disadvantages of being self employed is the lack of an employer sponsored retirement plan. Fortunately, there are several options available depending on how much you want to contribute each year.